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Frequently Asked Questions

WHAT YOU NEED TO KNOW

HOW MUCH DOES IT COST?

Our basic credit repair plan start from $199 and $99 monthly. However, you can choose between the three different plans listed under the pricing tab. In addition, you’re also required to obtain a credit monitoring subscription through IdentityIQ which is $1 for the first 7 days, $24.99 thereafter. (Must maintain IdentityIQ throughout the program). Ask your credit specialist for joint member fees.

HOW DOES CREDIT REPAIR WORK?

Credit repair works with disputing the inaccuracy. We comb through your credit report identifying any incorrect/inaccurate information that should not be on your credit report. If it’s not 100% accurate and verifiable it must be remove from your credit report. We also assist clients who were victims of Identity Theft.

WHAT PAYMENT METHODS DO YOU ACCEPT?

We accept all major credit cards (Visa, Mastercard, Discover, Amex) Recurring payment options are required.

WHAT IS A CREDIT ANALYSIS?

Your Credit Analysis is a very detailed analysis of your credit profile, broken down to easily understand what’s affecting your credit report. Once the credit audit is complete, you will have a better understanding of all items listed in your credit report, (both positive and negative) and we will discuss what options you should take to help improve your credit health.

WHEN WILL I BE CHARGED?

You will be charged the credit audit fee upfront at the time of enrollment. Based on the plan you choose, your monthly fee will be billed exactly 30 days after you’ve successfully enrolled in the program. *You must maintain IdentityIQ for credit monitoring while enrolled in the program.

WILL ITEMS REAPPEAR ON MY CREDIT REPORT?

Accounts are permanently removed. However, it may be a time when an account may be sold to a different collection agency after we’ve successfully removed an item. If for some reason an item is reinserted back into the credit report, we will work that account free of charge.

HOW LONG DOES THE PROCESS TAKE?

The average time for credit repair is 3-9 months but can be longer. Remember, we DO NOT guarantee or promise results.

AM I REQUIRED TO SEND MY OWN DISPUTES?

No, we do everything for you. The only responsibility our clients have is making sure that they send us the result letters that they receive from the collector, creditors, or the credit bureaus within 7 days from the date of receipt. This is an important step of the credit repair process.

DO YOU ASSIST WITH REMOVING MEDICAL BILLS?

Yes.

CAN I CANCEL MY CONTRACT?

Yes. Submit a Notice to Cancel in writing within 5 days of signing the contract for a full refund. Notices received after 5 days will be subject to a full month of service at $99. *CREDIT ANALYSIS FEE NON-REFUNDABLE*

WHEN CAN I EXPECT RESULTS?

*Results Are Not Guaranteed* However, most of our client show results within 60-90 days.

LET’S WORK TOGETHER